Generational Crisis! Nearly A Third Of U.S. Adults Under The Age Of 35 Are Still Living With Their Parents

Americans that are over the age of 55 control approximately 73 percent of all wealth in the United States. Americans that are age 55 or younger control just 27 percent of all wealth in the United States. Never before in history has there been a generational divide of this magnitude. One of the reasons why there is such a generational divide is because housing has become so insanely unaffordable. If you purchased a home 20 or 30 years ago, it has appreciated in value a great deal and you are sitting pretty. But many young adults today look at current housing prices and wonder how they will ever be able to buy a home.

During the pandemic, we witnessed a surge of young adults moving back in with their parents.

But once the pandemic was over, things were supposed to go back to normal.

Unfortunately, that never happened.

In fact, the percentage of young adults that are living with their parents is now higher than it was at any point during the pandemic…

A record 25.2 million adults under 35 lived with their parents in 2025, according to new research from Realtor.com®. That’s nearly 1 in 3 young adults and higher than even the pandemic-era count—but the more surprising finding is just how many of them were working.

“Roughly 70% of 25- to 34-year-olds living with parents are employed,” says Hannah Jones, senior economist at Realtor.com and author of the report. “That share held steady even as the overall co-residence rate has climbed—meaning the growth is coming from working adults, not people waiting to find jobs.”

The finding challenges one of the most persistent narratives about adults living at home today: that they’re simply languishing in a tepid job market and failing to launch.

We have tens of millions of young adults that cannot form their own households.

That is a major national crisis.

A lot of those young adults would love to move out and live on their own, but home prices are simply way too high…

The report said that the median prices for new and existing homes are both over $400,000 and that existing home prices have risen 54% since 2020 and are about 5-times the median income – a level well above the ratio of 3-times that prevailed in the 1990s.

Mortgage rates are over 6%, which makes the payment on a median-priced home $3,100 in the fourth quarter of 2025, up from $1,700 in early 2020. That has pushed the income needed to afford that payment to more than $120,000 – a significant increase from $66,000 in 2020.

In 1975, the median home price in the United States was under $40,000.

But now it is over $400,000.

That is how much the purchasing power of our money has declined.

And we are being warned that housing affordability is “unlikely to return to more favorable levels of the past”…

The affordability of the U.S. housing market may not improve significantly over time for would-be homebuyers, with a new report suggesting that they shouldn’t wait in the hopes of affordability measures returning to their pre-2022 levels.

Sarah Wolfe, a senior economist and strategist at Morgan Stanley, said in a report that while housing affordability could improve modestly over time, it is “unlikely to return to more favorable levels of the past, as the market adjusts to a higher-cost, tighter-supply environment.”

That is quite sobering.

I guess our young adults are just out of lock.

At this stage, it is being projected that the median home price in this country will hit a million dollars by 2050…

According to new projections from National Association of Realtors (NAR) chief economist Lawrence Yun, the national median home price is on track to hit $1 million by 2050 — just as millennials reach the traditional retirement age.

“Essentially, in about 25 years the national median home price will be a million dollars,” Yun said at a conference in Washington, D.C., on Tuesday. “It may be hard to envision that, but back in 1990, the national median price was $90,000.”

Many of those that are on the outside looking in may remain in that position permanently.

Meanwhile, the middle class continues to shrink as large employers eliminate good paying jobs all over the nation.

Today, we learned that U.S. factories are laying off workers at a frightening pace…

Job cuts at U.S. factories ran near their highest levels since the end of the global financial crisis in 2009 and the Covid-19 pandemic as worries grew over global demand and rising costs, S&P Global reported Tuesday.

Though the firm’s manufacturing index ran better than expected for June, it came largely from an inventory rebuild and despite sharp job cuts that were the most since 2009 — excluding the massive labor reductions at the onset of the Covid crisis in 2020.

And our most prominent tech companies continue to mercilessly slash payrolls.

For example, it is being reported that Oracle has given the axe to 21,000 highly paid workers over the past year…

Oracle shed 21,000 jobs, almost 13% of its workforce, in the past year, as tech giants carry out sweeping layoffs as a result of AI.

The company’s total workforce stands at 141,000 full-time employees as of May 2026, it said in its annual regulatory filing on Monday. That’s down from 162,000 employees at the same time the previous year. This represents an almost 13% cut in its total workforce.

Almost every big tech company that you can name has laid off workers within the past 12 months.

Once upon a time Electronic Arts was doing really well, but now they are conducting yet another round of job cuts…

Electronic Arts has undergone yet another round of layoffs, seemingly impacting its recruitment, customer support, trust and safety, and IT teams.

Kotaku has learned about these layoffs both from sources aware of the situation as well as 12 separate public postings from individuals impacted by the layoffs. The total number of impacted employees is unknown, but Kotaku has found online postings both from people formerly in several remote roles in the U.S. as well as a number of laid-off individuals from EA’s office in Hyderabad, India. Multiple individuals laid off from the Hyderabad office had been with the company for more than ten years.

We are witnessing a tsunami of tech layoffs that seems to have no end.

Those were supposed to be the “jobs of the future” for our young people.

But now many of our young people are being ruthlessly replaced by AI.

An entire generation of Americans is deeply struggling, and that isn’t going to change any time soon.

Michael’s new book entitled “10 Prophetic Events That Are Coming Next” is available in paperback and for the Kindle on Amazon.com, and you can subscribe to his Substack newsletter at michaeltsnyder.substack.com.

About the Author: Michael Snyder’s new book entitled “10 Prophetic Events That Are Coming Next” is available in paperback and for the Kindle on Amazon.com. He has also written nine other books that are available on Amazon.com including “Chaos”, “End Times”, “7 Year Apocalypse”, “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, and “Living A Life That Really Matters”. When you purchase any of Michael’s books you help to support the work that he is doing. You can also get his articles by email as soon as he publishes them by subscribing to his Substack newsletter. Michael has published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and he always freely and happily allows others to republish those articles on their own websites. These are such troubled times, and people need hope. John 3:16 tells us about the hope that God has given us through Jesus Christ: “For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.” If you have not already done so, we strongly urge you to invite Jesus Christ to be your Lord and Savior today.