Red Alert: Tap-To-Pay Terminals Can Reach Into Your Wallet Or Purse And Charge You For Things You Haven’t Even Purchased
Have you noticed a charge on one of your cards that you can’t explain? If so, you may be a victim of one of the “tap-to-pay” terminals that are being installed all over the nation. The television commercials that promote RFID technology that allows us to pay just by tapping a card are designed to make us feel warm and fuzzy about this new method of conducting transactions, but it turns out that this technology is not nearly as secure as most of us thought. The industry insists that cards with these new chips can only be detected four inches away from the terminal, but there have been numerous cases where cards are literally being charged “from across the room”…
Panicked shoppers claim they have been charged for purchases while their credit cards were still in their pockets after in-store tap-to-pay systems read them from across the room.
Several customers have raised the alarm about the glitch which is said to have occurred across stores, restaurants and even a doctor’s office.
One woman said she was at least ‘two feet away’ from the reader when it managed to scan her card information and process a payment.
The local ABC News affiliate in San Francisco interviewed one victim named Edgar Mathews who says that he was billed for his groceries without ever pulling a card out of his wallet…
Mathews was trying to use his debit card to pay for groceries at Safeway — but that never happened.
“I hadn’t tapped it, I hadn’t inserted it, I hadn’t swiped it… and then all of a sudden, out comes a receipt. And I said, ‘How did this get paid for?'” said Mathews.
The cashier couldn’t explain it.
According to the industry, this should never happen.
When Mathews checked his accounts, he discovered that the terminal at Safeway had actually charged a Bank of America credit card that was in his back pocket…
Mathews checked his bank accounts. Turns out, the “tap-to-pay” card reader at Safeway had ignored the debit card in his hand. Instead, it reached into Mathews’s back pocket, through his wallet and charged his Bank of America credit card tucked inside!
The news outlet also interviewed another local resident named Sonya Cesari.
According to her, a tap-to-pay terminal at one store actually read three credit cards that were “tucked in a wallet inside her purse”…
“Three days later at a boutique in Yountville,” said Cesari. She got an even bigger surprise at a little shop.
“The woman said, ‘Oh my, it’s just read three cards,'” said Cesari.
The store’s “tap-to-pay” system charged not only one, but three credit cards tucked in a wallet inside her purse.
Unfortunately, this is a problem that is not going to go away any time soon.
More tap-to-pay terminals are being put in with each passing day, and more tap-to-pay cards are constantly being issued.
So people are going to continue to be charged by mistake.
In some cases victims are actually being charged for goods that someone else is trying to purchase. Just check out the following example which was recently posted on Facebook…
Of course this sort of technology is going to make it even easier for hackers and scammers to steal from the general population.
Credit cards and debit cards are both extremely vulnerable, and criminals have a variety of methods that they can use to extract the information that they need…
Have you ever thought about how woefully insecure credit and debit cards are? Try this experiment: Plug a USB magnetic strip reader into a computer, open a word processor, swipe a credit card, and boom—you just stole your own card information. It’s that easy.
Now consider that the same technology comes in faster and smaller forms. Tiny “skimmers” can be attached to ATMs and payment terminals to pilfer your data from the card’s magnetic strip (called a “magstripe”). Even smaller “shimmers” are shimmed into card readers to attack the chips on newer cards. There’s now also a digital version called e-skimming, pilfering data from payment websites.
So what can we do to protect ourselves?
There are sleeves that you can get to protect your cards, and there are entire wallets that are designed to block RFID signals.
And it is imperative to always be diligent.
It has been said that “complacency is a killer”, and that is so true.
Try to avoid using ATM machines as much as possible, and if you are making payment at a gas station or some other highly vulnerable location always look for signs that something is out of place.
But no matter how hard you try, the truth is that credit cards and debit cards are never going to be 100 percent safe.
In 2022, credit card fraud surpassed the 34 billion dollar mark…
Credit and debit card fraud losses reached a record $34.36 billion in 2022 after increasing roughly 5% from the previous year.
The final number for 2023 will inevitably be even higher.
We live at a time when theft of all types is on the rise, and it will be even worse during the period of great societal chaos that is directly ahead of us.
2024 is going to be such a crazy year, and as conditions deteriorate people around us are going to become even more desperate.
So always watch your back, and always be diligent.
Predators are constantly on the prowl, and you do not want to be the next victim.
Michael’s new book entitled “Chaos” is now available in paperback and for the Kindle on Amazon.com, and you can check out his new Substack newsletter right here.
About the Author: My name is Michael and my brand new book entitled “Chaos” is now available in paperback and for the Kindle on Amazon.com. In addition to my new book I have written seven other books that are available on Amazon.com including “7 Year Apocalypse”, “Lost Prophecies Of The Future Of America”, “The Beginning Of The End”, and “Living A Life That Really Matters”. (#CommissionsEarned) When you purchase any of these books you help to support the work that I am doing, and one way that you can really help is by sending copies as gifts to family and friends. Time is short, and I need help getting these warnings into the hands of as many people as possible. I have also started a brand new Substack newsletter, and I encourage you to subscribe so that you won’t miss any of my articles. I have published thousands of articles on The Economic Collapse Blog, End Of The American Dream and The Most Important News, and the articles that I publish on those sites are republished on dozens of other prominent websites all over the globe. I always freely and happily allow others to republish my articles on their own websites, but I also ask that they include this “About the Author” section with each article. The material contained in this article is for general information purposes only, and readers should consult licensed professionals before making any legal, business, financial or health decisions. I encourage you to follow me on social media on Facebook and Twitter, and any way that you can share these articles with others is definitely a great help. These are such troubled times, and people need hope. John 3:16 tells us about the hope that God has given us through Jesus Christ: “For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life.” If you have not already done so, I strongly urge you to invite Jesus Christ to be your Lord and Savior today.
In the early 1970's when I was just starting college, we studied a story about a gov. test in the mid-west. The gov. went into a small town and got all of the towns people together and made them an offer. We will pay each person $2000.00 per month, for participating in a 6-month test, in which we will take all of your cash, and replace it with a credit card. (Credit cards were not common at that time) Everyone had to participate in order for the test to work, and all of the cash would be returned at the end of the test period. Of course, they all agreed! At the end of the test, the people were gathered together and asked their opinions. Older people said that the number should be on each person, so you wouldn't lose it, as they would lose the card. parents wanted the number on their hand, so that their kids couldn't go use it without their permission. All in all, they all liked not having to carry cash, as you have to worry about having the right amount of cash, getting robbed, or going to the bank to get money. The gov. to the cards back, thanked everyone and left. The problems with card theft, seem like it will be easier to convince people to take the number on their head, or hand. I've never forgotten about this, it made that big of an impression on that young man, that was just out of high school. Now as an older person 71, I see the writing on the wall.
There's all kinds of ways to steal from you. This morning I was charged $100 by a Substack for a one year subscription. I never heard of this Substack before and it hasn't published anything since May. I haven't been on Substack for several days and have no idea why they think I subscribed to them. I emailed asking them to reverse the charge, but if needed, I'll dispute it with my credit card company.